Photo by Bryan Clayton via Pixabay If you buy a townhouse or condo, you’ll find that you’re more than likely a member of a Homeowners Association, or HOA. What that means, in a nutshell, is that you, along with everyone else in your community, own the exterior of the buildings and the common areas. If your roof fails,...

Photo by House Method on Unsplash Some home maintenance projects definitely require a professional. But given just how fast homeownership costs can add up, it's nice to know that other home projects are DIY for the average person. Replacing your toilet fill valve and the flapper is one such project. The toilet is one of the few items...

Photo by James DeMers via Pixabay If you're hoping to make some major changes to your home, you're likely interested in the types (and terms) of financing available to you. The 203k loan was designed to give homeowners an attractive interest rate, so they'd be more likely to upgrade and modernize their homes. However, it's not available to...