Emergency planning: How to create a safety plan for your household

Depending on where you live, you're likely to be at risk for some type of natural disaster. Hurricanes and tropical storms, snowstorms, ice storms, tornadoes, flash floods, earthquakes and wildfires are among the many natural disasters many homeowners have to face regularly. Having a natural disaster plan prepared can help you know what to do if this type of emergency situation occurs. Use the following tips to help you come up with this kind of plan.

Make a list of supplies you'll need

Having a basic storm kit put together is an important part of getting ready for a natural disaster. Your kit should have supplies you and your household will need to remain safe before, during and after a natural disaster. It should include extra blankets and clothes, bottled water, non-perishable food, flashlights, a first aid kit and batteries. After making your list, gather these supplies and keep them in a storm kit you can grab when you need it.

Go over your evacuation plan

Some natural disasters might force you to evacuate your home, so it's important to know how you'll do so. Go over your evacuation plan, which involves becoming familiar with the evacuation route you'll take to get to safety.

Some places have designated evacuation routes for hurricanes and other natural disasters. Know where you'll go when evacuating, such as to a relative's house or to a hotel. Have a list of emergency contacts available as part of your evacuation plan.

Make note of shut-off valves

If a natural disaster is predicted for your area, knowing where these valves are ahead of time can help reduce the risk of damage to your home. Locate your water, electric and gas shut-off valves, so you'll know where they are in case you need to use them while preparing for a natural disaster. Don't turn off your gas unless officials in your area tell residents to do so.

Store important documents in a safe place

Store home insurance documents and other important documents in a safe place as part of your natural disaster plan. These documents should be kept in a fireproof, waterproof and highly secured safe if you're staying at home. If not, have them ready to carry with you in case of evacuation.